Business Loan

Never miss out on business opportunities. Get the cash flow your business needs here.

Business Loan for Local Singapore SMEs and MNCs

Starting and running a business in Singapore is tough. Things have not been made easier by the global uncertainties and the economic slowdown in China. Faced with other global shifts such as Brexit, businesses in the country have an even harder time today.

At 1AP Capital, we are determined to help businesses meet their goals through our flexible business loans. Our mission is to give a boost to businesses in the country to expand and optimize their operations through easy financing. Our loans for businesses are suitable for any industry including technology, healthcare, restaurants, manufacturing among others.

We appreciate that the existing financial environment makes it even tougher for businesses to access credit. Banks are even more stringent with their money and their conditions are unattainable by small businesses in the country. 1AP Capital is providing a legal alternative to traditional lending for businesses that are looking for financing. We appreciate the important role small businesses play in the economy and we are committed to helping them expand or at least status quo.

Our business loans are designed to spur growth in local companies, as this will in turn improve the national economy.

We are one of the TOP homegrown licensed moneylender and our business has grown in this tough financial environment. We have packaged our business loans to suit all types of enterprises to help them grow amidst the unfavorable business environment.

Whether you are looking for capital injection in your business (company of at least 2 years) or you are looking to buy new equipment for your company, just give us a call. Our loan assistants are at hand to evaluate your financial needs and provide a quick solution.

Our Easy Loan Process

We have worked in the industry for long and we know most small and medium sized businesses (SMEs) don’t meet bank loan requirements. Our team of financial advisors is highly competent with years of combined experience in the financial industry. We understand what our customers need.

Our aim is to help you access easier financing to ensure your business keeps growing. We have streamlined our loan processes to make it easier for investors to apply and get cash on the spot upon signing the loan agreement. We process your loan quickly as long you have the required documents with you.

To qualify for our innovative business loan products, fill the online application and provide the following over at our office:

  • NRIC copies of the business directors
  • Tenancy agreement for the business premises
  • Current ACRA printout
  • Bank statements for the last 6 months
  • Proof of assets
  • Income tax statements
  • P&L statement
Easy application and processing

Easy application and processing

Complete our no obligation application form within minutes, and our financial consultant will contact you. Getting a loan with us is easy.

Flexible loan products

Flexible loan products

We appreciate every business is unique and our loan assistants will discuss the options available to provide a tailor-made business loan that suits your needs.

Flexible payment schedule

Flexible payment schedule

We have optimized our loan packages to make them easier to repay. Our loan assistants will discuss available options and identify the one that suits your business perfectly.

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Complete Your Loan
Application In 3 Steps

Fill up an application form

It takes an estimated 5 minutes to complete.

Receive application result and make appointment

Our loan officer will contact you within 24 hour upon form submission.

Sign agreement and get your cash

Confirm your loan contract and get your money without delay.

Apply Now

Frequently Asked Questions

We provide personal loans, education loans, credit card consolidation loans, car loans, renovation loans, business loans and more.

You can choose to repay your loan installments through ATM Transfers, ATM Deposits, Bank Deposits, or Internet Transfer to any of our local bank accounts. Alternatively, you can also do your loan repayments in cash or through cheques at our office.

We do not need a guarantor in most cases.

Yes, of course! You will always be welcomed at 1AP Capital.


Our experienced loan consultants will take pleasure in providing you with a structured loan plan based on your financial capacity. It is important that you provide an accurate account of your financial status so that we can assist you in the best possible way.

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