Local Student Loan

1AP Capital's Local Student Loan empowers your child to advance his or her career without financial hurdles. Offering flexible and unsecured loans, we're here to support your child's journey towards a brighter future.

What is a Local Student Loan and Who is it for?

In response to the escalating costs of tertiary education in Singapore, 1AP Capital offers student loans designed to alleviate the financial burden associated with pursuing higher education.

The cost of attending local universities ranges from S$26,000 to S$140,000, while tuition fees at private institutions like James Cook, Kaplan, Curtin, and PSB can vary between S$20,000 and S$85,000 for a complete program, with annual fees at these private universities typically falling between S$23,000 and S$72,000. It's important to note that these figures are subject to annual increases at the discretion of each institution.

Beyond traditional degree programs, our student loans also extend to cover professional courses aimed at individuals seeking to enhance their skills for better employment prospects, a salary increase, or a career shift. The fees for these comprehensive professional courses can reach between S$20,000 and S$50,000.

1AP Capital encourages prospective borrowers to explore the variety of student loan options and schemes we offer, tailored to meet diverse educational needs and eligibility criteria.

Multi-Purpose Education Loan

Our education loans support your child's academic journey, from diplomas and degrees to master's and specialised courses. 1AP Capital welcomes students from all institutions, helping your child achieve their educational goals.

On-The-Spot Disbursement

Once your loan is approved, we ensure you receive your cash instantly, with no delays.

Flexible Repayment Scheme

Our team will assess your income to devise a repayment strategy that suits your financial situation. We offer flexible solutions to meet your unique needs.

Reviews From Our Valued Customers

Muhammad Haziq
Muhammad Haziq
19 March 2024
Gerald, been productive and efficient with the details given
Lai Ken Wei
Lai Ken Wei
11 March 2024
NIC service is good and helpful! Good service
Saravanan Suppiah
Saravanan Suppiah
8 March 2024
Very good customer service by Nicholas...very attending and able to explain my clarification very well
Jioz I
Jioz I
6 March 2024
Fast and smooth transacting with their associates. And they provide clarity on the terms and conditions.
Mohammed Riz
Mohammed Riz
5 March 2024
Gerald did explain about the loan and the repayment thanks Gerald for the guidance along the process.
Aung thu Htet
Aung thu Htet
2 March 2024
very good service for us
Cheteck Gan
Cheteck Gan
29 February 2024
Nic
Mikeoioi Tan
Mikeoioi Tan
27 February 2024
Gerald is the staff that attend to me during my visit to the company.. very professional nice and friendly. No hard pressure. Will recommend for sure
17
17
22 February 2024
very nice and friendly people around the office. gerald helped me through and explain everything in details with regards to the contract. thank you so much for helping out.
Mei Lin Yeo
Mei Lin Yeo
19 February 2024
Gerald was very nice and accommodating to my request and loan request. Easy application and helpful
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Submit Application Form

It takes an estimated 5 minutes to complete or apply using Singpass.

Get Application Result

Receive an in-principle approval within 25 minutes upon submission.

Collect Your Money

Sign loan contract face-to-face and get your money on the spot.

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Frequently Asked Questions

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