Wedding Loan

Love is in the air! Get all you need for your big day with a little help.

Should I take a wedding loan to finance my wedding?

Are you planning your big day in Singapore? Your wedding day is, without a doubt, the most important event in your adulthood. It also marks the beginning of a new aspect of your life and it is thus understandable that every couple wants to celebrate this day in style.

Like everything else in Singapore, weddings are expensive with the average cost standing at S$30,000 to S$50,000. For a large glamorous wedding, you will have to cough up to S$100,000. Every aspect of the wedding from the bouquet, dowry, solemnization, bridal package to your honeymoon will eat into your budget.

This is where a wedding loan in Singapore comes into play.

With 1AP Capital’s customizable wedding loan, you’ll be able to engage all that you need for your wedding. Be it the best hotel, a good catering service or the most beautiful wedding photoshoots, wedding financing can help. It takes a load of stress off of your minds when there is a fixed repayment plan.

Our wedding loans are specially designed for couples. Hand in hand, it is time to build a better future together. Speak to us to find out more!

What Are The Items Required To Buy For A Western Wedding In Singapore?

Singapore has a large population of expats from western countries. Most of these are now permanent residents having settled here for a long time and decided to make the city their home. In addition, there are many tourists choosing this as their perfect wedding destination. This is what you need for a modern western wedding!

1. Scintillating Singapore Wedding Venues

There are amazing wedding locations including the Salt Grill and Sky Bar, Burkin Hall, Fullerton Bay Hotel, Tamarind Hill, Shangri-La’s Rasa, Hort Park among others. If you are planning to host a western wedding in the city, there are highly experienced wedding planners who understand everything you need. What’s more, they provide tailor-made solutions.

2. Pulling off the Perfect Western Wedding

Forget what you have heard because the truth is, a Singapore wedding is expensive. Weddings in the country cost around $30,000 to $50,000. To pay for a western wedding, you need to have a financial plan. This is where a personal loan for wedding in Singapore comes into play. Every couple has unique financial needs and with a tailor-made wedding loan, you will be able to pull off an elegant event.

To appreciate why you need a wedding loan, consider the wide array of items and services you have to procure for this special day:

Wedding solemnization, dowry, bridal package, wedding bands, the wedding banquet, wedding photography and videography and the honeymoon.

What Are The Items Required To Buy For A Chinese Wedding In Singapore?

If you are planning a Chinese wedding in Singapore, it is crucial to understand the cultural implications in this important ceremony. Unlike western weddings that are formal and devoid of too much cultural aspects, Chinese weddings are firmly grounded in traditions and customs.

In order to start your union on the right footing, it is important for a couple to strictly observe every aspect of this traditional ceremony.

There are so many things to buy and a wedding loan in Singapore will come in handy. These weddings are glamorous and they are truly a community affair. There are a number of ceremonies that mark a Chinese wedding in Singapore and with each, gifts and specific items are required. Below is a quick guide to help you prepare for this big day:

1. Guo Da Li items (过大礼)

Guo Da Li is the Chinese betrothal ceremony where the bride and groom’s families meet as a show of sincerity. The groom’s family will bring gifts in sets that will include a betrothal basket, dragon and phoenix candles, a can of pig trotters, jewelry for the bride, hard liquor or wine, a red banner to be hang over the door, and oranges.

2. Jia Zhuang (嫁妆)

This is dowry presentation, which is a crucial part of a Chinese wedding. The bride brings dowry that includes sewing kits and baby prosperity sets. These signify the bride’s acceptance to become a wife.

3. Hui Li (回礼)

This is called returning of gifts and the bride’s family comes to show their gratitude for the groom’s generosity. A portion of the gifts will be returned while other items include a tea set, bed linen, bed side lamps, dining set for the couple, gold jewelry, sewing basket among others.

Of course, you have to consider the wedding banquet and entertainment for the guests during all these ceremonies. There are decorations and you have to be adorned in the best clothing. All these add to the expenses. With a personalised wedding loan in Singapore, you will be able to pull off a successful wedding and impress the families while at it.

What Are The Items Required To Buy For A Malay Wedding In Singapore?

A wedding is one of the most important events in your adulthood. It is an event that marks a bold decision so it should be celebrated in style. If you are planning a Malay wedding in Singapore, it is important to adhere to all the customs and traditions. There are elaborate ceremonies marking this big phase in your life.

1. Elaborate Malay Wedding Rites

These traditional Islamic marriage rites that accompany the wedding are important and they will help form a strong foundation for your union. As a couple, it is important to get more insight into these rites in order to plan adequately. There are so many items and services to procure and the financial implications will have to be considered. A wedding loan in Singapore will help offset these costs and allow you to pull off a magnificent Malay wedding in line with the traditions and customs.

2. What You Need For A Malay Wedding

If you want to get the blessings from the families, it is advisable to strictly observe these customs and don’t spare any expense to do what is required. Below are some of ceremonies and items required for each:

Betrothal gifts: Exchange of betrothal gifts is an important part of a Malay wedding. Couples present each other with gifts and money although there are no restrictions on the gifts you can present. Gifts range from handbags, food, and jewelry. The groom also presents Duit Hantaran $8,000 to $15,000. These gifts are offered before solemnization.

Dowry: During the bertunang (engagement) mas kahwin (dowry) will be paid and again this is done before solemnization.

Marriage preparatory course: This is a 2-day course offered at the mosque or by Islamic organizations. A certificate is issued after the course.

Berinai (henna night): 2 to three days before the wedding, henna night is held and while it is not mandatory, it is perfect for the bride to enjoy one more time with friends and family and take photos for posterity.

Weddings decorations and catering: This starts three days to the wedding day. Flower arrangements known as Sireh Dara and Sireh Junjung that are gifts between groom and bride are used to decorate the dais. A lot of food will be required because guests can turn up even a day before the big day.

Actual wedding day: This is a 10 hour affair including solemnization and reception (Majlis Persandingan). You have to wear elaborate traditional Malay attire to make the ceremony fully authentic.

IMPORTANT NOTE: After solemnization, it is advisable to offer the kadi a gift because they are not paid for the service.

Tailor-made Wedding Loan Packages

Tailor-made Wedding Loan Packages

Unlike a personal loan from your bank with no specific purpose, a wedding loan is specifically designed for couples. Our specialists will assist you all the way till the end.

Easy Application & Approval

Easy Application & Approval

Unlike banks that will keep you waiting for weeks before reverting, our wedding loan is easy to apply and get approval. Application can be done online!

Higher Borrowing Limits

Higher Borrowing Limits

There’s a reason why 1AP Capital has such a large customer base. We are able to offer more competitive financial plans for our valued customers.

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Application In 3 Steps

Fill up an application form

It takes an estimated 5 minutes to complete.

Receive application result and make appointment

Our loan officer will contact you within 24 hour upon form submission.

Sign agreement and get your cash

Confirm your loan contract and get your money without delay.

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Frequently Asked Questions

We provide personal loans, education loans, credit card consolidation loans, car loans, renovation loans, business loans and more.

You can choose to repay your loan installments through ATM Transfers, ATM Deposits, Bank Deposits, or Internet Transfer to any of our local bank accounts. Alternatively, you can also do your loan repayments in cash or through cheques at our office.

We do not need a guarantor in most cases.

Yes, of course! You will always be welcomed at 1AP Capital.


Our experienced loan consultants will take pleasure in providing you with a structured loan plan based on your financial capacity. It is important that you provide an accurate account of your financial status so that we can assist you in the best possible way.

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